Unicorn Money · beta
Your family's money, finally in one place.
Unicorn keeps track of your household's money for both of you: what you own, what's coming up, and what you're saving for. Once a week it tells you the few things that matter. You two decide.
Join the waitlistFree during beta · No bank login
Same cover, higher price — it renewed without anyone looking. Ten minutes on a comparison site would settle it.
That is money sitting still. It could go at the renovation goal, or stay where it is — nothing here is urgent.
You were away for two weeks. It is already back to normal, so this is on the brief only so you are not surprised by the number.
Nothing else needs you this week.
An example week. Tap a line to see why it is there.
What it is
Most couples don't have a money problem. They have a picture problem.
The mortgage, two pensions, savings, the car, the kids' accounts, bills that come quarterly: it lives in six apps and one person's head.
Unicorn Money puts it in one shared place. You tell Unicorn what you have and what goes out, the way you'd tell a friend, and it keeps the picture for both of you.
Then it watches it. Not every coffee: the things worth a decision. Money sitting idle above your buffer. A bill that quietly went up. A goal that's slipping.
How it works
Three steps.
Our mortgage is 14,200 a month.
We have about 90,000 in savings.
Plain words in chat.
Unicorn turns it into a card; you tap to add it. Nothing is saved without your tap.
Up to three things worth your attention, and sometimes: nothing to do this week.
Try it
Can we afford it?
Move the amount and pick a month. Unicorn shows what each choice does to the buffer — never what to choose.
Example figures: 210,000 kr to hand, 9,000 kr left over a month, a 60,000 kr buffer, and four known bills across the year. It runs in your browser — nothing is sent anywhere.
Private between you
You decide what your partner sees.
Item by item, not all-or-nothing. Change the setting and watch the other side of the household change with it.
What your partner sees
In the beta
What you get.
Four things, and no dashboard to learn.
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The whole picture
Net worth together, what you own and owe.
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What's free to use
Cash above your buffer after upcoming bills.
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Goals you share
Progress, and when you'll get there.
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A brief, not alerts
One message a week, not a hundred.
Where the line is
Built to be trusted.
Money is the part people are most careful with, so here is exactly what Unicorn does and does not do.
Read-only
Unicorn never moves money or switches anything.
No bank login
You tell Unicorn what matters; nothing is connected.
You decide what your partner sees
Item by item.
Not advice
Unicorn shows options and consequences; you decide.
No ads, ever
We never sell your data.
Stored in Europe
Your family's picture stays in the EU.
Before you ask
Questions we get.
Is this a bank or an investment app?
No. Unicorn doesn't hold, move or invest money. It keeps your family's picture and tells you what's worth a look.
Do I connect my bank?
No. In the beta you tell Unicorn in chat. Bank connections may come later, always optional.
Is it financial advice?
No. Unicorn shows options and what each one means for your buffer and goals. The decision is yours.
What does my partner see?
What you choose, per item: shared, total only, or private.
What does it cost?
Free during the beta.
Is it part of Unicorn?
Yes. It's the money side of Unicorn, the family app. The same app also handles your week: meals, schedules, lists.
Join the waitlist
Join the waitlist
We're opening Unicorn Money to a small group of families first. We'll write when there's room for you.
We'll write as soon as there's room for you.